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Pellegrini
& Associates specializes in Health and Medicare insurance. We are committed
to finding you the best possible plans and solutions to all of your medical insurance
needs. We represent quality plans from Aetna, Blue Cross Blue Shield
of Arizona, Cigna, Health Net, Humana, Mutual Of Omaha, SCAN and United Health
Care. Why do I need a Medicare Supplement or Medigap insurance
? Medicare A & B alone does not cover all of your health care expenses.
Medicare only covers 80% after you pay your deductible. That leaves
your deductible plus a minimum of 20 % for you to PAY and you could have excess
charges over what Medicare allows. Medicare Supplement or Medigap
plans are identified by the letters A-L and are standardized with all insurance
carriers. These plans Do Not include a prescription drug plan.
Medicare advantage (MA or MAPD) plans generally have copays for services
and may or may not include a part D drug plan. There are three types of Medicare
Advantage plans HMO, PPO and PFFS. Stand Alone drug plans ( PDP ) are
for prescriptions only. The PDP plans are the result of The Medicare Prescription
Drug, Improvement, and Modernization Act of 2003, a federal law that brought the
most dramatic changes to the Medicare program since it began in 1965.
Call 1-866-731-6112 For a Free Quote Today
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